i feel like deleting character should take more than just entering character name

[Berethos]

That's what I was referring to; there's technically no need for a secondary password check after login because we are prohibited from sharing our accounts. As someone else already suggested; if you happen to have a mischievous co-inhabitant, it would be best to lock the computer (assuming password protected windows/ios login) or logging out entirely if you need to step away.

That's definitely a best practice on the side of the consumer...

But it wouldn't hurt for SE to implement a password layer. I doubt it would be a high priority addition, and the number of players it would impact isn't likely to be all that high, but there's no compelling reason to say SE shouldn't consider doing it.