So when does SE plan to credit our accounts for the multiple ongoing service issues?

[ManuelBravo]

Equifax would be a good recent example. They didn't hack themselves.

Also, we are compensating SE, ie 1 victim compensating another.

Equifax was targeted directly, it was uncovered that they could of prevented and to show face to the public they offered a 1 time black web scan free of charge. Later on they were targeted yet again and the group that did it was to prove a point. There is a difference between a security breach which could have been prevented, vs a third party in between using ISP. If your going to talk about laws, ethics, and business, at the very least do some research on how everything works. IF you feel there is a violation of the Terms of Use and you deserve compensation then please show us what part of the terms is being violated that require SE to compensate. That or some kind of link to a law in regards to a type of regulation, example Financial institution has regulation E.