So when does SE plan to credit our accounts for the multiple ongoing service issues?

[Moonlite]

So less players logged into the game would not reduce server load that doesn't make much sense to me. Especially when people afk for hours and even days.

It is the way SE does login. That is why when Balmung crashes and all try to log back in a server with 500 people can't log back in. It is a awesomely (/cry) designed system compared to other game lobbies.