We already have direct payment and Paypal payment options in NA.

[Jinko]

I will try directpay, thank you for the info! I figured it just was yet another register and verify process with another middle man company like click and buy.

Yea the option is kind of hidden away under a second option, I'm sure a lot of people don't realise the CC and paypal option are even there.

[Jennestia]

Thats part the issue, its like the XBL points I meantioned above if you say buy 3000 then you could end up with currency you don't use.

As you say though you can calaculate the amount 1:1 but then you would be better of selecting 3 months or something.

People just want an easy option to renew your payment direct from the CC, I shouldn't have to explain it, you played FF11 so you are aware of how they did it in that game.

Yeah, it's why I said at best, you'll end up losing only a few cents in the long run if you go month by month since 999 will eventually go over a few cents since it's not an even number.

The only problem was people were pissy over having to use POL to get into the game, but POL was how they accepted direct CC payments universally since it was basically their payment system, the move to SE Account handling it axed it and now they have to go through a lot of loops to set up a direct system outside of Japan, since as a business you can't just up and start taking people's money and CC numbers -- It's usually a process that's done before "going live" because it can sometimes be a lengthy process.

[Jinko]

Double checking, I did find that option under UltimatePay->Credit Card with the info box for the card showing up. That's not something that looks into Click and Buy or Paypal accounts at all when purchasing? Straight up credit card purchase for an online currency? Because I can try looking at that if that's the case.

Yup thats the bit, it bypasses click and buy completely.

[NarikoStar]

This IS NOT direct payment. I have been around and around with their customer support

If it was direct payment through paypal it would be taken out of your paypal account.

When transactioning through Ultimate pay, pay pal it STILL is going through Ultimatepay.

SE >> Paypal >> ultimatepay >> paypal >> crysta

I know this because I've tried it and it does not work and Ultimapay is VOIDING my creditcard and debit card.

Basically in my case. Paypal takes the money out of my bank account and sends it to Ultimate pay. For WHATEVER reason ultimatepay is sending the money back to paypal thus putting it back into my account.

I called paypal yesterday and they said it was ultimate pay canceling the payment.
And went into my bank today and spoke with a rep who explained this to me.

Ultimatepay STILL has to confirm the payment. It's not just paypal.

Thus this is not direct.

[Jinko]

Narikostar maybe you can buy a prepayed visa card for the time being.

[Jennestia]

This IS NOT direct payment. I have been around and around with their customer support

If it was direct payment through paypal it would be taken out of your paypal account.

When transactioning through Ultimate pay, pay pal it STILL is going through Ultimatepay.

SE >> Paypal >> ultimatepay >> paypal >> crysta

I know this because I've tried it and it does not work and Ultimapay is VOIDING my creditcard and debit card.

I called paypal yesterday and they said it was ultimate pay canceling the payment.
And went into my bank today and spoke with a rep who explained this to me.

Ultimatepay STILL has to confirm the payment. It's not just paypal.

Thus this is not direct.

Didn't void mine -- It's not a direct payment but it's direct in the sense that it's 1:1 if it's available to you. Paypal and Ultimate pay both confirms payments done through them because they both also offer their own kind of Card and you can use them as a "bank", this is why while it goes through a middleman for confirmation (SE is a merchant basically) it's still going directly through to SE, whereas C&B for example, will hit you with service fees for using their service.

It's as direct as it'll get it till the other options are available to NA/EU.

[ShinChuck]

ITT we make excuses for practices that are unarguably unnecessary extra layers. No, you can say, "I don't mind" all you want, but that doesn't make it any less unnecessary and potentially more of a hassle.

[Jinko]

whereas C&B for example, will hit you with service fees for using their service.

It's as direct as it'll get it till the other options are available to NA/EU.

The difference between Click and Buy and Paypal is only in that Click and Buy charges the Customer, Paypal charges the business.

[viion]

I'm sad that you paid and are still here. I was really looking forward to the opposite.

Why would you not like Crysta? It's straight-forward...

Umm, I dont get this, you have 30 days until it realises you havent logged in and kicks you off.

I know this because I've not yet paid (why would i right now? I will pay at 1.21) and oh lookie im posting XD

[NarikoStar]

Narikostar maybe you can buy a prepayed visa card for the time being.

Yes, thankfully I had 1k crysta from a long time ago. Whats so weird is the card that I bought it with a year ago. Doesn't work anymore and is getting voided. I've spent around 10 hours with Ultimate pay customer support/pay pal/bank/Click and buy and all of them are rejecting my cards. (I've attempted 5 cards between my fiance and myself) Between Visa / Mastercard / Debit/ Credit it drove me insane.

LS mate recommended "The Ultimate Gamer" cards. Which is accepted as a pre-paid card when you enter it in ultimate pay.

But yeah for anyone having this problem I recommend this. Just sucks I now have to waste an additional 10$ just to reactivate my other 2 accounts because SE can't choose a company that has better customer service. (I will say when I called paypal they were very thorough and I have no complaints with them)