Yeah I was thinking maybe instanced campgrounds, similar to apartments but outdoors, so you can garden and see the sky and everything. If they can do instanced apartments more easily, I wonder if they could do instanced houses and yards, that you could visit similar to the apartments?

With regard to server congestion, Shirogane Ward 1 had sooooo many people the day before patch drop and it was functional, so I think your idea of townhouses might be ok. But yeah I agree, I wish instead of just duplicating the same lavish housing area they would find some way to increase how many people get a home + yard. "The slums" is a perfect throwback nostalgia name

Patch 4.1 was crazy, if you had a log error or had to restart your game launcher, it only cost you a few minutes but put you in queue behind over a thousand people on my server D:

Glad they are adding more housing in 4.2 though