Two ideas that I've been thinking about.

The first is an instanced housing option could be focused around the FC.

Each FC could spend gil/money(maybe as an additional sub like extra retainers) to get a housing instance. It starts off as just a house, but maybe they can invest in it to expand it into an FC ward with plots that members could purchase (still a similar gil sink).

It'd give an option to ensure that FCs can get access to housing and also offer people a way to have a ward with their fc. So people that want to single player purchase a ward can do so.


The other is to just move all player housing to instances while FC housing takes over the wards again, but with some options to have a neighbourhood which takes those instances and maps them onto ward maps if possible.