In Defence of Housing

[Kohdo]

My sub gives me access to content. I did lots to save enough gils for a medium plot. But I am not allowed access because of an artificial scarcity

Loot drops and critical hits are also artificial scarcity. You haven't been disallowed content, you just haven't been lucky yet.

it shouldnt be that hard to add more wards.

Agree 100%. They should be adding new wards. No excuse.

Difficulty as a barrier for content is totally fine. But in the case of housing, I did overcame the barrier (saving gils) but I am refused the content

I ran Arboretum 46 times before my coat dropped. I had BiS gear, unlocked the dungeon - why didn't I get what I wanted the first time?

The barrier to housing isn't simply getting the money, any more than the barrier to getting the loot you want is unlocking a dungeon. There's still a measure of luck involved. If everyone could get it that easily, it'd lose its' value.