So, to alleviate some of the housing problems that exist, why not add some instanced housing available to every player?

Said housing would be in an instanced zone (kinda like your quarters or apartment), but only an outdoor area that is treated the same way as an actual house, only it isn't visible to the open world and other players could only go there when you invite them.

Because of these restrictions, it should be cheaper (2mil instead of 3mil for a small?) but in every other way, it should function pretty much the same as current housing.

That way, you could potentially allow every player to have one (only if they do not already own a property though).

I wouldn't mind these restrictions just to GET a house, I don't really care if anybody else sees/interacts with my house or not. Just having one for my own personal use would make me more than happy and give me something else to enjoy in the game.

EDIT: A small little bonus to this idea, is that you could make the setting around the house be nearly anything -- a cabin in the middle of a forest, or perhaps a house on a beach, or even one in the snowy mountains and it wouldn't really change much (other than maybe where you go to physically access the instance).