Few things here.
Those pockets don't get deeper by themselves. The effort cost is there, it just doesn't take place in FFXIV.
For a lot of people, getting the most out of this game does matter in real life. It's a connection to people you never would have met otherwise, and experiences you never would have had otherwise. Enjoying it matters.
What about the guy working 9-5 with kids, a wife, and 2-3 hours of gametime a day? Greedy probably isn't the best word for him. And the girl trying to balance a few courses, studying, and working part time probably just wants to get the most out of a hobby she enjoys.
Some people love the game just as much as anyone else, they just don't have the time to invest in it. I don't want to see an unrestricted money to gil conversion system, but I think a capped form of conversion should exist. Marketable game tokens with a monthly cap on how many you can buy, for example. Enough to equate to a crafter that spends a few hours a week on the market, and far less than the hardcore crafters that do nothing but.
Agreed.
Lost me a bit on this one. If you're an RMT company and you buy a 15 dollars worth of gil via token from SE, what are you going to do with it? Sell it for 16? No one will buy it when they can just get it from SE at 15, and selling it at anything less is a loss.
With a monthly cap on tokens in place, RMT will still exist but their profits will take a massive hit. Less money means bans are more effective as replacing lost accounts is now more costly, and the end result is a better experience for all legitimate players.
Edit: Actually, I see your point here. If players buying gil for real money is a problem, it doesn't change anything. I'd just argue that allowing players to buy gil for real money in moderation via game time tokens does more good than harm.
It's not because they have trouble affording a 15 dollar subscription. There just aren't many gil sinks in the game and they have far more than they need. If they can save money by giving what they don't need to someone who does need it, then all the better. It's not really any deeper than that.
This is a sentiment we share. I just think there should be a way for people with less time on their hands than others to get a limited push forward. If it also pushes RMT closer to the garbage bin where it belongs, even better.