Hey, not objecting to you, Jenn, nor the circumstances. I'm just trying to point out the situation as we know it, irrespective of any other impending methods (sorry if it sounds like I'm being impatient over the promised new method).

And no, I haven't been billed yet, but the information I have is pieced together from watching what has happened with XI, research on C&B, and past experience with international banking.