I understand your position, however I really disagree. 2 bucks is 2 bucks. 24 bucks at the end of the year. some people that will make all the difference. And that's really all that extra money buys. More characters. I disagree with your position that it doesn't matter, it's money. Someone had to earn it and you don't have to spend it if you dont want to. It is trivial, but it's money you have to pay for the privilege. My extra Retainers cost the same amount per month, and I chose to have them, would you say that isn't a paid service just because it's cheap? or if you actually had to ELECT to have less retainers and you could save money.. would you not be paying for those retainers?
It's a difference in price in the end, default choice or not. I remember distinctly debating keeping just the 1 character per server, and decided the small amount of money was worth the increase . I payed for them.