SE is nothing if not stubborn. While I plan to use Crysta to pay for my subscriptions to FFXI and FFXIV most people have expressed a desire to pay directly by Credit Card. At the same time these very same people expressed a complete aversion to having to deal with Click and Buy. Back in September ,when the FFXI population revolted, SE announced that theywould review the situation and come up with different options. It appears that that different option is the ability to purchase exact amounts of crysta and not just blocks. People who want to use Credit Cards are still stuck with CnB and all its baggage. While I somewhat understand SEs desire not to be directly involved with subscribers CC numbers you would , at least, think that they would search for other alternatives after the overwhelming negative feedback that they received. Obviously not. I just hope that this short sightedness will not come back to bite them in the butt.