1. Not going to happen. Square shot themselves in the foot with how they made fc housing, decided to double down and mix in personal housing with that and then went for the swiss cheese look by adding on to it.
2. Might work for personal housing, but FC + House sales are unaffected and that loophole is where the problem will be continue on.
3. Again, that will help in one way, but people will still continue to hold houses with personal FCs.
With that out of the way, how does this ideal housing market supposedly work?