Subscription question

[MysticWoolie]

It actually depends on what payment method you are using to pay for your subscription - credit card, debit card or SE's 'Crysta' currency you have to wait til enough time has passed according to the requirements for that veteran reward before receiving the items, where as if you pay by a prepaid time card you will get the veteran rewards immediately up to the amount of time you have added to the account.

This is because a credit card/debit card will only bill you at the end of each billing cycle, where as the time card will add all that time at once up front.

Not sure i fully understand.
I used my creditcard, does that mean I will get my rewards after 90 days?