How to fix the housing crisis!

[Axiom]

Okay this seriously needs to be discussed, because this is ridiculous. Every player should be allowed a house. It is impossible to find a free plot. Small houses, any location, are being sold by players for over 30 million. This is encouraging more people to cheat to get money.

How do we fix it? Discuss!

- - - - - - - - My Suggestion - - - - - - -

Now we won't have PS3 limitations, all personal houses should be removed from wards and given their own private instance. But all FC houses and apartments stay on wards.

Pros:
- Every player gets a house, for a cost
- Greater customisation, perhaps allowing change of scenery and weather
- Most MMO's use instanced housing so it has been tested and proven to work

Cons:
- Some people may complain that their house has been moved
- Slightly less players walking around as they might be in their instance