I like housing. Just wish they would reimburse at least half of the cost of the lot upon losing it back to the owner. People are very busy and I believe lot foreclosure in ff14 is a way to keep people subscribed every month; even when they have no other game plans other than keeping their house active. When you know you'll run the risk of losing your entire lot with no recompense or refund, there is literally no way that you would allow your lot be recycled to other players and will continue to log in every 45 days in order to reset the foreclosure timer on your property. If there was a small or moderate housing refund for the player upon losing a property, a healthy number of players would be more comfortable letting there lot be recycled to homeless players. We need some incentive in order to keep the housing market dynamic and in motion.