Honestly think once you have a house for a bit you might look back on this thread and realize it's way overblown. As a FC I do think there needs to be a solution and the only one I can think of is instanced housing. As an individual who wants to garden you can probably find a player that will lend their garden to you (I do this regularly). Workshop stuff, well. That's a tough one if you aren't part of a generous FC. As far as this and every other "housing needs to be fixed" thread it's turned into a have and have not's battle. With that, again I wish you the best of luck. Housing is fun!