So -- no one truly multi-classes, right?

[Lyraele]

Cleric will swap your INT and MND, so those 15 points would go towards MND under cleric stance.

Either way if you plan to play both jobs full INT is the way to go, the loss of MND has a very small impact on SCH heals and lower impact on SCH DPS than if you went full MND and played SMN.

The optimal would be buying many keeper's hymn and change your stats whenever you want to play the other job, but that's too much of a hassle for little gain, full INT on both smn/sch provides the least amount of dps loss, so it's superior to half int / half mnd or full mnd.

I don't dispute your statements here, but I was wondering about the issue of SCH/SMN allocation a while ago and the majority of what I was told was "just use seals to respec, you gimp one job too much otherwise". Is there some supporting data/math/references you can provide explaining how "all INT is the best compromise"? Thanks in advance!

[Eloah]

Oh my gosh, I was kidding everyone. I put a smiley.

Sorry you said it with such a serious face on, lol. :P

[Evaddaragon]

I'll main PLD and use the capped tomes on that class first. But I also keep at least a DPS (DRG) and a healer (WHM) with gear up to uncapped tomes level, just in case I end up in a group that needs something else (and I actually play the 24-man raids on DRG more often than I do on PLD). That's the extent of my multi-classing.

I had all jobs at 50 from ARR to Heavensward (leveling ROG/NIN and ACN/SMN/SCH along the way) and ended up NEVER using some of them (BLM, NIN once it got leveled, for instance), whereas unlike the crafting and gathering classes, they all had a use, whatever limited it was (repairing my own gear on the go, melding for myself or other people, etc).

Therefore, I decided that from Heavensward and on, I'd level all crafting and gathering classes, but only would keep my main and a class from each other role.

[tymora]

I raid with BLM and tank or heal for dailies (because queue times are way shorter).
Quite a few savage raiders can switch between roles depending on need too.

[Naria]

I main SCH but my second most commonly played job is SMN. I do carry around a stack of Keeper's Hymns, 250 GC seals is not that expensive--just do your guildhest roulette or turn in dungeon drop gear if you need to build up seals. I don't always swap to the appropriate stat if i'm doing content that I outgear or dosen't have strict damage checks. No one has ever yelled at me for having 35 points in INT on SCH or via versa. Honestly I don't think people would really notice for anything that is in the Duty Finder unless perhaps you are low-manning T9 or something.