Financial questions

[Lukha]

400k is what I would call a comfortable pad of money assuming you only plan to use it for teleports and the occasional vendor mat while leveling crafting. I would avoid spending much of it.

If you find yourself gathering mats yourself because they seem expensive, why not gather more and sell half on the market board? Look up the MB prices for things you can make (and how often they actually sell) and make a few things to sell here and there. Don't expect to get rich off one huge sale...1m gil in one go is nice, but you'll make a better living of many small sales than one big one.

[Astyrah]

@OP also, if you have an FC/LS who's willing to help, you guys can farm unsync ARR trials/raids, aquapolis, potd for those music sheets, armor replica materials, minions and other things that could be saleable in your server's market

[MomomiMomi]

Here are the house prices (Pricing Post Patch 3.3 (All Worlds)):

http://na.finalfantasyxiv.com/lodest...02b2896cea7f52

Gil is very easy to make in this game. As long as you're making a conscious decision to save up, you'll get what you want. There's almost nothing you have to spend gil on, and many sources of things to sell.

[Malzian]

400k is pocket change. I used to just keep 300k on hand and deposit the rest while i was saving for my first house. Now that I have a house, i just keep it all on hand... Sitting at a little over 5mil right now.

[Insidion]

You also get a decent level of pocket change from doing the regular daily stuff: roulettes, clan hunts, selling little things on the MB now and then. A concerted effort like many outlined here will do the trick.

[ShinMetsu]

I recently leveled a character from start to the end of 3.4 story.
By the end of the story line i had 8m gil+ sitting in my pocket.

I didn't really spend any money and was selling most of the gear i got from quests or as a side drop, like minions.
So, 400k doesn't seem like that much.
It's really just enough for the bare necessities, like repairing your gear, getting cheap materia for your gear.
Crafting can be pricey to level too. Especially depending on how deep you wanna get into crafting, you'll end up spending millions on gear.

If you just came back after 3 years, that means you haven't done HW yet.
I'd recommend doing some of that and try to hustle as hard as you can along the way.

I found a bit of coin in Palace of the Dead as well, while just leveling new classes.
Can also just join Aquapolis parties and hope for some raw cash.
If you have GC Seals, items like Arachne Web, Raziqsand, Raziqsap, Scheelite etc are high atm.