Why No Melds?

[Neophyte]

Why would you? If you aren't raiding there's no point at all in melding. Your gear will suffice for any content anyway and it will be obsolete in a month or two. Makes way more sense to sell the materia than meld with it.

Because I still make money without crafting/gathering with also melding my gear. I have an FC house and I settled my glamour last year. Also I am raiding, but if I see that I don't need the money I'll invest in even the slightest upgrades, even if I wouldn't be raiding.
That's what I learned after playing years of RPGs (and also Action games like FPS) where I saved everything up to the last boss and all I got out of it was clearing the game with a big bank account (or high ammount of rare ammunition which got never used in regards of FPS games).

Money is there for to be spent. There are no interest, nor a pension plan in this game, nor does wealth have any impact like in the real world.
Saving Money doesn't make sense until you know that you need or want a specific piece.
Same thing for food and pots. I rather spent my dispensable money on those and use them than to not spent it at all.

Right now I'm at about 15 million. I have 3 months or so now till 3.45 and will likely get some more millions until then. Why in the name of the twelve should I stick to that money?! Money will rain from the sky with 3.45 again anyway, like with every patch.

All I'm saying is: It's no problem to stick 40+ materia V's into your gear within a patch and still come out even or maybe still make a few millions without being a crafter and/or gatherer or selling runs. Take it or leave it.