I don't own a private house but I'm okay with paying 10k rent, but not every 2 weeks. I'd pay every month.

When the housing was just for FC, my friend and I made a new FC from scratch, level it to rank 6 by crafting hundreds of HQ items every day. Save up 50 million for it and finally got a large house.
Just saying, if you really want something, put in effort! To those that are crying just because you don't want to put effort to get something you want, just shut up. To those who put in effort and still couldn't get the house, I'm sorry honey! You'll get it soon! Don't give up yet!