15 x 12 = 180$Take LOTRO example, $15 monthly (used to) and $299 lifetime subscription option. With an interest rate of 10% (as an example), that takes 10.8 years for the lifetime subscription to pay out, and you have to add 1 month free trial on top of that. So unless you're playing the game constantly without break for 11 years+, lifetime subscription is a scam.
299 + 10% = 328,8 = 329$
329 / 180 = 1,82 = 1 year 8 months
I dont see the reason for play 11 years to pay out for the life time subscription but 2 years.
There is a concept call time value of money. Have you ever had a loan/term deposit? They have this component called interest. Your $1 now worth more than $1 in 10 years, by paying upfront $299 you need to get back that $299 worth in 10.8 years time. It would be cool if everyone think like youI would just borrow $100 from everyone and put them in a bank saving account, then pay you back exactly $100 after 10 years.
I think a limited-offer lifetime sub would draw in more people and be a compromise to many people who feel annoyed they are paying for less than a complete game (I'm not annoyed myself but I know alot of people are). SE could offer the lifetime sub option for maybe a month or so, and then drop it, allowing them to guarantee monthly income from players who join later. Personally, I think it would be a nice gesture to everyone who has stuck with the game from launch.
My $0.02.
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