FC Leader Make the LAW for the FC they are the leader and don't need to do anything for anyone else. SADLY this is the case.
Rule of thumb. In EVERY MMO.

Anything done in a GUILD/FC Is at your own risk, and there is risk of return, on your investment.
a few times I've dropped 1m gil and 99 coke... knowning very well I was never going to see or use that gil again...
1 year + later my wife and I got promoted. When the Leader left and 2nd in command took over.