Since this seems like an extremely general error, and after research online, I dont think this will be solved by square enix, nor by sony (which seems to be its error)..

I decided to save my FFXIV game data on an external usb drive (which you can do in the settings menu) and I deleted the game. I am currently - it and I hope it works WITH my hotbars and gears sets once its done loading and I reloaded my game settings.

It seems like the only fix. I waited till after the maintenance to see if it would fix it, but even updates are not helping...