Silly game design or not, your base problem is that you had a private room (which is a one time charge) at your Free Company's Estate and (per your own post) have been gone for 6 months.

If your Free Company had disbanded, I would first ask why you weren't told they were doing this during your 6 month break from the game. It would have given you an a chance to resub long enough to get your room items back.

Also, considering you were out of the game for 6 months, there are several things you should consider before simply blaming a new game mechanic added while you were away:

1. If your FC disbanded, it is possible that the last member sold the rights to the house prior to the demolish mechanic being added. That would mean you would have lost everything with no option to get it back.

2. If you FC disbanded and simply removed itself and the house (which I think you can do) then you would have lost everything, but the up side is no single person would have profited from it.

3. If, by fate or whatever, that it is the actual fault of the new demolish game mechanic for housing, then I have trouble feeling sorry for you for 2 reasons:

A - If you posting I am then guessing that you do keep up with game information,
could have gotten on to check the status of your FC and made changes to your
membership then, or

B - You don't keep up with game news at all which probably also means you don't
check video blogs of those who do.

So the fact that you lost everything boils down to the simple fact that you took a 6 month break due to life or your gaming needs but didn't take any steps to prevent what has happened from happening in the first place.

Sucks to be you is all I can think to say.

I am one who plays regularly (weekends) and (before the demolish mechanic was added) hardly ever went to our FC house (maybe once every 4 months). The mechanic has been added and the only thing that has changed is I end my game there every night when I play.

Also, I am the only active member in my FC with about 4 members who still play during the month. I stay with the FC cause I helped start it and I like the perks of having it available to me.

I am sorry that no one in your previous FC was willing to show that commitment to the group to save you (and possibly others in your previous FC) from your (and eventually their) new found housing fate(s).