heh, that may not be a good question to ask me xD
I tend to buy shiny things on the marketboard all the time (I'm very poor all the time T.T). Personally, I upgraded my gear constantly. By no means do you need to. I probably wasted a lot of money doing so, but I always wanted to maximize my efficiency while playing.
If I were to do it all again, I'd say once every 5 levels or so. Sometimes, I level new classes to 15-20 before upgrading anything above lvl 5 gear... (do not go this route). It all depends on how efficient you are really. The gear stats level to level don't usually increase that much. Especially at a lower level. But I will say, high quality is often worth it. Just ALWAYS pay attention to how much of an increase it will give. If you see at a lower level the HQ is only +1 to stats, don't bother spending the extra (unless you can easily make it yourself). Very seldom do you need that much of a small boost to get through something under level 50.
Now in Main Story, they will give you a lot of gear, and very constantly. You should be fine going with your gear you get for the most part. If you find you're having trouble with an instanced fight though, try it again and if you fail again, look at perhaps maximizing your gear. But as a tank, you shouldn't have too much trouble.



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