Why am I still getting 401/601 errors when trying to create a subscription or buy optional items on the Mog Station. I have thralled through numerous forums where other people are having the same issues. Why is SE still using this out of date payment system or not even trying to fix or update using Paypal. All they give me is that its my banks fault when I rang my bank three times now and they said there is nothing wrong with my card or account and its the payment merchant refusing payment. SE needs to sort this problem out ASAP otherwise they will be loosing players and with having to force us to pay for 60 day game time cards, This is 2016 people.... Seriously!!!