OP - About a month after I purchased my medium house (june), I made an in game comment to my FC mates that I would pay extra (like 10 times the current cost extra) just to have the merchant not look like a generic slob off the street.... though I would love to lay claim to our fancy servant we have today, it is less likely that there is someone trolling my FC chat on a random day.

I wouldn't be surprised if some of the users (not mods) on the official forums are hiding in plain sight and report certain ideas up the chain. Of course the vast majority of ideas will get cut, but hey, we can dream.