I think it is working as intended. Every character can buy a house, house is bind to per character but not account.
Logically, they have no wrong. I will blame the house is too cheap, nowday most ppl can buy it without considering it is worthy or not.
When ppl willing to pay ridiculous amount of gil to "buy" other's house, it is expected every character would buy a house if they could. ^^;
PS
Since SE introuduces the desynth with class restriction form 2.x, then the crafting specialist form 3.x..etc
They are actually encourage ppl to play on multiple characters!



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but there really should also be a limit as to how few members an FC can have before being ineligible for housing. There's no reason an FC of only one or two players at most would even need a house when personal housing exists. It only allows players to essentially have two personal houses on the same character when plenty of real fc's out there would love to be able to take part in some of the gameplay options that are locked behind housing.



