Now don't get me wrong, I believe if everything that was listed, or even most came out...I would most likely pay monthly for it.
I have no issues paying monthly for an MMO of that scale, did for several years with FFXI.
I'm also not delusional on how much SE is losing a month on just payment for 250 staff, even at min its alot.

However one thing that does both me, and some who I've talked too...is it is a bit too soon. I'm not asking for another 6 months, but I'd like to test and see for myself the new stuff later to come. Although I think this staff is doing an amazing job, the sting of this games launch still scares many when it comes to promise with little to show.
We all saw screenshots, videos, concept art, detailed videos of gameplay before beta with the release of this game...and we got all hyped. Then it came out and it was a mess.

I like some, don't want to experience that again after paying a few months. I want to experience for my own eyes the new content, jobs, and PvP and have a reasonable time to mess with it through levels before I decide if I want to continue with this game.

I don't mind shelling out 20 for 2 months bucks. The money itself isn't an issue. It's the trust and the previous launch that is. To charge before fully releasing all this promised content, or at least MOST (and I mean most) is a bit much after what happened last time.

To be honest, I probably will end up paying regardless like many here who claim that they wont and w.e...however I'd least like those who view these forums with some influence will read this.