Feels like I am missing something

[Caimie_Tsukino]

But I am out once I use Toil of the Pioneer. That is 300 out of my now 599. which just leaves me with 299 for other skills.

Is there a way to get the out of reach items without using Toil?

600 GP is the minimum standard for end game. 650 GP can give an edge if you can achieve it (with overmelds and with food).

Never use Toil ever again. Toil is bad bad bad. It has been bad since old times of ARR. Even without the collectable game in HW, Toil has always been bad for almost any unspoiled gathering activity. All you need is one hit on the slot and 300 GP is saved. The only situation when Toil is useful is if the item changes slot number every time.