The way I have set the company chest in my FC is as following:

Inventory 1: Everyone has access. Usually we keep Krakka roots and minions in there.

Inventory 2: People Who are Active get access. Things such as Draconian pots, raiding food and essentials are kept there.

Inventory 3: Only me and my second in command have access. We keep Airship components, Aetherial wheels and airship ventures spoils.