Bought a Samsung EVO 850 500GB SSD a couple of months before Heavensward hit and the loading times for all of my games, including this one are ultra fast. I absolutely love it and was so glad I made the decision to do it. For XIV especially if you find yourself teleporting a lot, which to get around in this game you'll find yourself doing often, it allows you to get things done so much quicker.

On average, loading into a zone on the HDD probably took 15-20 seconds on average with some taking 30 secs or so in a crowded area. With the SSD, it has been reduced to 5 or 10 seconds and maybe 15 seconds in crowded area but rarely does it ever take more than 10 secs... it's mostly 5 seconds max and you're in.

I'm certain someone much smarter than I am could determine, on average, how many times the active player teleports in a day/week/month etc. and just how much more playtime you actually get versus waiting to load in.

TLDR: The SSD is worth every penny.