Wow i didnt think it would be that far of a gap between 960 and 970.... if i just get my current build with the 970 card, i should bbe set. if im gonna spent 200+ on the GPU i should just wait and get the 970 to not have to worry about FPS issues.

So with the input i got this is:

http://pcpartpicker.com/p/hpzdVn
this is with the normal sized MOBO a 970 card. not sure if its a good one or not because there were so many 4GB cards and brands......
the SSD is for OS, FFXIV and WoW, everything else if possible will be on the HDD (got to research how to do that as well)
I dont want to pay for windows 8 at all. i find it gross that win7 is more expensive then 8, like they know of the mistake they made but i have never downloaded a OS nor now how to get a code.

i will say you guys/gals are so knowleadgeable that just having this back and forth over my last posts have given me so much more incite into this wonderful building