First Gaming Rig

[Noxifer]

Your right, i have been taking all the advice given and to be honest, its overwhelming for someone who only has used a pc for basic school work and internet use. After the premades were shot down for some part issues i looked into building a rig to make sure Im getting something worth the money,

Oh, it can be very overwhelming, trying to figure out what parts you need and which parts do what when it comes to "gaming horsepower". It can be a lot easier just to find a place that specialize in computers and buy something ready-made that's labelled "gaming pc". But the good thing with building one yourself (apart from not needing to go "oooh, this looks good *read through specs* oh, damn, it hasn't got that one thing I wanted" on several of them) is that it's often a lot cheaper than a ready-made one =)

Like people have said, the RAM isn't an immediate issue; you can always get more RAM sticks later. Just try to get the same type (or at least same size and same Mhz), since they work better with each other than if they're not.

The GPU can be good to go the little extra mile on. Me and my flatmate recently upgraded our GPUs. Of course, the difference between our old GPUs (Radeon 7870 and 6870 respectively) and the new ones (GTX980) was bigger, but we more than tripled our benchmark scores with just that upgrade alone.
Looking at videocardbenchmark.net, the 980 has a score of ~9,700, 970 has a score of ~8,600 and the 960 has a score of just below 6,000, so the difference between 970 and 960 is bigger than between 980 and 970. In fact, both GTX 770 and 780 score higher than the 960. (That site can over-all be a good help when you're trying to decide which parts to get -- it also has lists for CPUs, Hard drives and RAM -- and how much you gain/lose by choosing a newer or older CPU/GPU related to how much money you'd spend/save.)

One word of warning, though: I've heard that many people experience lower performance in FFXIV with the 970 than with lower-performing cards (which is why me and my flatmate decided to splurge on two 980s instead), so you might want to look that up first.

As for OS, you might want to consider looking at OEM license Win7 (or 8 if you prefer that OS). It's legal -- if borderline, since they're intended for companies who sell those ready-made, pre-installed PCs -- and often a lot cheaper than non-OEM licenses, and other than the packaging there's no real difference between them other than what kind of support you get from Microsoft if something goes wrong (since with OEM you're supposed to get your support from the company that sold you the PC).

Honestly, if that is all your looking to get, it would really just be cheaper to get a PS4 to play on, even with buying PS4 copies of the game.

And the drawback of going with a console is (apart from giving up gaming mice/keyboards) is that you can't tab out and look things up while playing, and sharing links/youtube videos or other fun facts with your party/FC/linkshell is trickier, since you can't copy-paste but have to re-type it by hand ^^;