"Instanced" housing will *never* be worth what I paid for my house, "refund" or no. "Instanced" plots would all have the same look and view, to save on server stress and resources, with no individuality save for the building and minor landscaping. "Instanced" housing has no neighborhood feel. People can't be assed to scroll through the lists we have *now*; what makes you think anyone would bother to scroll through a list of thousands of players to find one individual "instance" to visit?

If an idea like this were to go through, I say instance ALL of it, not just personal housing. Free Company and personal housing are together now, let it all be together (alone) in instancing. Let the FCs suffer, too.

I have my home, in order to both see and be seen. I would quit the game (and I think others would too) if I lost my plot in favor of some "pocket dimension". Kick the inactives, and take their land. They're not paying rent (sub fee), they lose their home, just like in real life.