Well,
I've made over 200 mil total, had 100mil going into HW and now have half that... So, someone got that Gil.
I bet they aren't upset.

: )

It's a grind no doubt, I just can't see all the angles of it yet.
Only point I know for sure, there is definitely something missing from crafting vs 2.4, as there is essentially zero utility in crafting for the battle classes. Crafters simply crafting things for crafters is a waste of time and is actually a dead end.

Hope they plan to fix that real soon.