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  1. #71
    Player
    Colt47's Avatar
    Join Date
    Jun 2011
    Location
    Uldah
    Posts
    1,809
    Character
    Kan Himaa
    World
    Balmung
    Main Class
    Gladiator Lv 100
    Am I the only person playing this game since Beta who didn't realize there is a language filter? I'm going to go sit in a corner now...
    (1)

  2. #72
    Player
    Julienne's Avatar
    Join Date
    Jun 2014
    Posts
    51
    Character
    Julienne Fletcher
    World
    Cactuar
    Main Class
    Conjurer Lv 60
    You can also say cun* in the chat without it being filtered.
    (1)

  3. #73
    Player
    Etiken's Avatar
    Join Date
    Nov 2014
    Posts
    277
    Character
    Nissa E'yegha
    World
    Coeurl
    Main Class
    Scholar Lv 60
    Quote Originally Posted by Kaedan94 View Post
    Yes, it is. Ask any Credit Card company or Loan Officer. Between a customer with bad credit and one with no credit, they'll always favor the bad credit customer, and the bad credit customer stands a better chance of getting the loan or credit card than the no credit customer.

    But in any case, I'm glad you get what I was saying. ^_^
    I wont continue past this post as to not get horribly off topic, and because this thread is horrible to begin with but, asking a credit card company or loan officer if it is better to be in debt or not in debt is probably the worst advice anybody could give. Of course they will tell you credit is important, they want your interest payments. Ill end this with one last comment to everyone.

    YOU DO NOT NEED CREDIT! Save your money and pay cash. You will live a happier life.
    (0)
    ^.^

  4. #74
    Player
    Nix's Avatar
    Join Date
    Apr 2011
    Location
    In a blanket fort♪
    Posts
    2,163
    Character
    Fluffy Pancake
    World
    Hyperion
    Main Class
    Conjurer Lv 50
    Quote Originally Posted by Etiken View Post
    YOU DO NOT NEED CREDIT! Save your money and pay cash. You will live a happier life.
    Tried that when buying a house, apparently having 0 credit history at near 30 years old makes you a risk, even if you can prove that you are stable, and can cover the payments and then some... :x

    But for everything else, yes I agree XD Credit is eeeeviiiil D:
    (0)

    Act in such a way that you treat humanity, whether in your own person or in the person of another, always at the same time as an end and never simply as a means

  5. #75
    Player
    Kaedan94's Avatar
    Join Date
    Jun 2013
    Posts
    481
    Character
    Kinako Kuromitsu
    World
    Tonberry
    Main Class
    Fisher Lv 70
    Quote Originally Posted by Nix View Post
    Tried that when buying a house, apparently having 0 credit history at near 30 years old makes you a risk, even if you can prove that you are stable, and can cover the payments and then some... :x

    But for everything else, yes I agree XD Credit is eeeeviiiil D:
    This. You won't get a loan for a house with no credit... and on the off chance you do, it will be at high interest. You'd actually stand a better chance and get a lower interest rate with bad credit.

    Oh, and to the previous poster I agree that credit is evil. I at no point advocated credit... don't know where you got that idea.

    In any case, I only brought it up to illustrate that and ESRB "No rating" is often considered worse than Mature or Adult Only, similar to credit ratings. Shouldn't take this any more off topic.
    (1)

  6. #76
    Player
    marewa's Avatar
    Join Date
    Nov 2013
    Posts
    256
    Character
    Jadzia Dolet
    World
    Ultros
    Main Class
    Arcanist Lv 90
    What i find weird is it doesn't filter out the word C*nt..
    (1)

  7. #77
    Player
    Etiken's Avatar
    Join Date
    Nov 2014
    Posts
    277
    Character
    Nissa E'yegha
    World
    Coeurl
    Main Class
    Scholar Lv 60
    Quote Originally Posted by Kaedan94 View Post
    snip
    hahaha for sure, I hear yuh. <3
    (0)
    ^.^

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