Just How Rich Are They?

[Catwho]

There are two types of players - those who just "get by" and who live off their dungeon drops. They generally max out at around 100K on most days, maybe a bit more if they're saving to farm for something. These folks make a living off their adventures as a job, and are well enough off by NPC standards, but they're not rich by any stretch.

Then there are the player merchants - crafters, farmers, buyers sellers and traders, investors, even some bankers. (I loaned a FC member 3.5 million gil to help her buy a house and she's slowly been paying me back in 500K chunks - we called this a mortgage. 0% interest rate but she offered to be a tank any time I needed one.) For these players, making money is also a major part of the game, and they do whatever they can to turn that gil tally as high as possible.

Let's also remember that gil is more closely analogous to yen than it is to dollars. So take your current gil, divide it by a hundred, and that's where you stand dollar-wise.

By that method, our 30 million gil mansion was about equivalent to $300,000 - which is a bit on the cheap end because we were on a low population server at the time (not the case any more.) On high population servers, $600K for a mansion was about right.

Right now cash on hand I have 3.7 million gil, which is the equivalent of 37K in savings. A nice little nest egg (since our FC house is paid for and counts as equity) but not filthy rich at all.