Chat bubbles are a terrible idea, and anyone thinking that a console can't handle it obviously didn't play Phantasy Star Online nor Universe. And if they did, then the are really glossing over their experiences with them. Yes, this game, even on the consoles, can handle chat bubbles. NPCs use them all the time. But get alot of jerks in one place, not that far-fetched a possibility, and you can have a screen full of chat bubbles. Again, I have to refer to PSO and PSU here where it was really bad.