I love how OP conveniently forgot that:

You need to be rank 22 to enter a company, not 10.

You need to be a higher rank than recruit (what that entails, we do not know, but hints during the current event are that you will need seals to rank up in the company).

So, unless you're level 45 plus and have already done the darkhold (in which case you freaking deserve a chocobo already) you will not have enough seals from the get go. You STILL might not have enough even if you have done the Darkhold because we don't know how many seals are required to go past the "recruit" rank.

Seriously, just because it was "harder" and more involved in FFXI doesn't mean this game has to be exactly the same. I honestly couldn't care less how hard or amazing it was in FFXI, I play FFXIV.