I like that they want you to be in an FC to get all the stuff, but even being in a free company isn't enough. You need tons of gil and a lot of luck(or a low pop server) to get it. The gil isn't as much of an issue to me as the lack of ability to buy a house. They need to make housing reflect the server population so that every server has "enough" housing. Maybe not enough for every single player on the server to have their own house, but at least more than 8 districts worth.