For me, the 'American dream' is for me and my small FC to get a house so we can have an FC ship and do gardening. Sadly in big FCs that actually do own houses, you aren't given enough privileges to access these features. That's the main reason why I wanted to start an FC for myself so I can give all my personal friends access to housing features. However the cost is simply too high which is SE's way of filtering all those who should be allowed houses given their very limited supply. As more and more features of housing are added, players are simply forced to miss out on even more. We are already getting FC ships and even more yet the huge majority of us are forced not to enjoy such content.