As the only one of your points nobody has touched on yet

Quote Originally Posted by Mythrella View Post
5. Gil spam is out of control. From non-stop tells to friend invites. I’m guessing there are no addons for this game to keep them from spamming me, is there another way? I don’t see a report system for them, only blacklist?
There is a report system. It's just a ridiculously cumbersome one. But if you want to try and help the issue (at least to some extent), you can report gil spammers through:
[System Menu] -> [Support Desk] -> [Contact Us] -> [Report Cheating]
Then fill out the form explaining what sort of problem you're reporting and from whom.
(And yes, we've been asking for all that to be automated into a simple right-click "Report RMT" option ever since the game launched. No luck getting it yet.)