I've recently returned to FFXIV, bought a time card, which didn't exist when, and was the reason why, i had to quit. I find out that my brother is playing on a different server from the original character I had, and I want to pay for a server transfer. I decide to purchase crysta to do this since I have been unable to get a credit card, and work mostly with cash. Try to use my paypal account which has enough in the balance to pay for it. Only to find out i still require a credit card. What is the point of Paypal then? And can anyone give me assistance?