Entirely why you shouldn't be complaining about it. Those same people who are capable of buying this gear, doesn't necessarily mean they can down it. You had better gear then crafted and just coming off your statement, you barely beat it at 130. Hence why, even if you had crafted gear to begin with, you wouldn't have made it anyway. Again how does this affect you, when like you say, aren't in this low percentage of top tier players?
If you couldn't bring out the best in the gear to accomplish these feats, then you are not affected by others doing so unless of course you were aiming for world firsts, but if you were doing as such, then you would already have this gear.
The burden of proof is on the wall actually. An alternative way of purchasing a subscription.
The top argument against this, is P2W, when in fact the only thing you can currently P2W is getting crafted gear, or buying coil runs, unless you would mean winning more minions from MB.
The better argument would be against inflation but that's not something that would enter into the mix (which people seem to be thinking) this late in the game as it is already in the game.
Inflation would result from direct purchases of gil from RMT tell bots, which I already stated would need to be regulated much more harshly for something like this to work. Those who already buy gil, would still buy it, just now for this new purpose which btw is more then likely a very stupid idea, as RMT pricing would more likely result in more money paid to actually buy this Plex-style item on the market vs just paying a subscription for 12.99
At current on my server, RMT is shouting 1m for 3USD. My question to you would be do you honestly feel players would sell this item for under 4.25m?
The rest of the arguments here? Pretty baseless and hold little weight to what's already currently happening / happened in game.