Ugh, so sorry for another question so soon! =(

Question about broken gear... So I think I read elsewhere that even if your gear is broken, the stats on them still work? I'm not referring to like defense/attack/acc/etc, I mean like +5 MND or whatever. And someone else said it's pointless to keep repairing rings as the defense/etc gain on those is very minimal, and apparently the actual stats the rings give (+5 MND, etc) still function? Is this true? Also, do those same stats work regardless of your level? Like if I equip those +5 MND rings at lvl 28, will I get the full 5 MND?

Thanks for any help! =)