3rd Retainer by Default, please?

[Intaki]

You could argue that it makes it easier for a player to earn gil on the market boards, but at the end of the day the player still has to work with the game to obtain the gil, it's not automatic. So it's not an advantage, it's a convenience for the player.

A player with two retainers (fully leveled in DoL classes) can leverage those retainers to make 200k+ per day on average (and that's a conservative estimate). A player with three retainers can make 300k+ with the same investment of time and effort.

What advantage has their extra gil afforded them? A large house and the ability to purchase some decent overmelded gear that was quickly made obsolete by the next patch.

By that logic we should be allowed to buy Coil gear from vendors.

Also, you should never, ever need to farm venture tokens if you're doing your daily roulettes. Turning in gear for seals makes keeping ventures in stock utterly trivial.