3rd Retainer by Default, please?

[Wildsprite]

People already paid money, 100's if not 1,000's of people have already paid money for a 3rd retainer. It's not fair to them. Also reducing the monthly cost of a sub is not the same principle as making it completely free.

Let's do a little math.
Each Retainer = 2$ and lets just get a 3rd retainer for the sake of the thread here.
Non Legacy Subscription = 15$/month.
Now, adding on the retainer fee. It increases to 17$ a month.
Let's add that together, you pay for a full year of XIV with the fee of 17$ a month over the span of 12 months.
17 x 365 D/a Yr = 6,205 Dollars. That is just for a 3rd retainer.

Now let's say we have 100 people who have all done the same thing and are on a month to month payment method.
That is 620,500$

There is no way in hell SE is refunding that kind of money just because a few people want a 3rd retainer for free.

is this that new math I keep hearing about? please explain how you figure we would be paying 17 x 365 D/a Yr? last I checked our fees were per month not per day