An open discsusion on the consequences of death

[Nharil]

I'm not sure if this has been posted yet, as I'm not patient enough to read through 11 pages.

I could see an exp debt system working for FFXIV.

It would function like this:

On death, an exp debt bar fills up by a certain amount/%. While you have debt, any experience you earn will decrease this exp debt bar, but will NOT increase your regular exp bar. When the debt bar is emptied out, exp gains function like normal.

In addition, the exp debt can be wiped through money contribution (stiff pay) or perhaps a once-a-week repeatable quest.

From a lore perspective it would be funny to see how they would spin gil donations into XP debt removal.

If they DID go with an XP loss penalty, that would be a nice alternative to wiping it. XP debt with an alternative is better than XP loss -- I can get behind that.